Household Cash Flow Visualizer

Plan your household money in one place. Start by checking your scenario, then update your income and category amounts. As you type, key numbers (like take-home money, savings rate, debt load, and leftover cash) update instantly so it's easy to understand where your money is going.

Private-first: data stays in your browser Rule-based insights (no generative advice) Transparent assumptions and exports

Income Sources

Allocation Categories

Household Cash Flow Sankey

Income Withholding Expenses Debt Investments Cash savings

Category Detail Table

Category Type Essentiality Amount % of Inflows Target Range

Live Insights

Future Projection (5 years)

Assumptions: This v1 uses simplified tax assumptions and treats withholding/estimated tax as user-entered monthly values annualized internally. It is intended for educational decision support and not tax filing.

Formatting policy: Dollar values are shown in USD and rounded to whole dollars across KPI cards, chart labels, and tables for consistent interpretation.

Audit: Values are local only, not sent to a server.